Well, I have to say I'm very frustrated with my school situation right now. I have completed 40 some hours and have taken out student loans to pay for it. I do have a ways to go yet, so more loans to take out to cover it. I have recently been looking to buy a house, but according to the mortgage lenders my debt to income ratio is too high and I cannot get a loan without an outrageous interest rate. I am not paying on my student loans and if they would think about it, I'm getting rent money somehow. Why wouldn't I be able to make a house payment that is half what I'd be paying in rent? It doesn't make sense. It seems like my education is now cutting into all other aspects of my life, no time for family or friends. I have put off having kids because I want to finish school first. I can't buy a house for myself and take advantage of the tax credits because of my education. And no matter what I do my work & personal relationships suffer because of the priority I've made school. But what is it getting me really? Lots of loans, holding me back from owning a home and starting a family. All of which are ok, if it's worth it in the end. So any thoughts out there from those who have degrees or don't? Would you do it all over again differently if you could?