Pretend chat 2

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gtiljen

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no not facechat lol just text

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RosieRedfoot

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Was going to see if my father could offer a loan and in return we'd take my 27 year old unemployed brother (who lives at home) and use his manual labor for a few months and feed/house him.
 

Kerryann

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gtiljen said:
no not facechat lol just text

Sent from my C5170 using TortForum mobile app

Whew. :D


RosieRedfoot said:
Was going to see if my father could offer a loan and in return we'd take my 27 year old unemployed brother (who lives at home) and use his manual labor for a few months and feed/house him.

A loan, that sounds like you can ask him to pay you off. J/K. :D
When I moved here my cousin chris lived with me and I paid him 8 dollars an hour for his manual labor. He was saving to get married and move out so he loved it and he had planned to do a lot of the work anyway because he loves manual labor.
 

RosieRedfoot

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I wouldn't pay him, but he'd have a bed, food, tasks to occupy him, and I know some single girls as bribery if all else fails lol. He even likes doing construction type manual labor for the exercise alone so win-win lol.
 

Cowboy_Ken

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Not to talk smack about anyone, but, this is simply an update on Makita; today while she was grazing, I introduced her to the water basin in her enclosure. The poor dear stuck her head in upto her eyes and drank for a solid 45 minutes with only an occasional break for a breath. I was astounded.
 

CtTortoiseMom

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RosieRedfoot said:
I wouldn't pay him, but he'd have a bed, food, tasks to occupy him, and I know some single girls as bribery if all else fails lol. He even likes doing construction type manual labor for the exercise alone so win-win lol.

Are you sure you even need a down payment? Our friends were telling us that they qualified for some USDA loan where they accept 0 down. I think that if a person can, they should put as much down as possible to avoid PMI and to get a little equity right out of the gate. But you need to do what you need to do.


My friend is in FL for the week and saw this beauty and sent me a pic...
ImageUploadedByTortForum1376880340.814283.jpg
Which is really nice because my friends have never understood my love for tortoises and only just tolerated it:).
 
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RosieRedfoot

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Erin, my boyfriend by himself makes too much to qualify for those USDA loans in our state. So we're stuck paying a downpayment and probably pmi for 3-5 years. But, would at least be building equity. The house we have in mind is selling for 140k and a house down the street in top prime move in condition is selling for 279k. It's all manicured and shiny and perfectly maintained, as are most of the others in the area. The neighbors slowed as they drove by and asked what we were up to. The neighbors are keeping an eye on the place to keep out delinquents and vandals since foreclosures are often targeted the longer they sit around.


Ken, Makita is very pretty! She must think she's gone to torty heaven!
 

CtTortoiseMom

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RosieRedfoot said:
Erin, my boyfriend by himself makes too much to qualify for those USDA loans in our state. So we're stuck paying a downpayment and probably pmi for 3-5 years. But, would at least be building equity. The house we have in mind is selling for 140k and a house down the street in top prime move in condition is selling for 279k. It's all manicured and shiny and perfectly maintained, as are most of the others in the area. The neighbors slowed as they drove by and asked what we were up to. The neighbors are keeping an eye on the place to keep out delinquents and vandals since foreclosures are often targeted the longer they sit around.


Ken, Makita is very pretty! She must think she's gone to torty heaven!



Yah, USDA or any gov loan is not ideal in any way. In my state you have to make less than 100k a year to qualify for it and our friends that qualified were looking at home's that were 1/2 mil and above. I think their situation is a prime example of why the market crashed! Sounds like a great place. With interests rates rising some banks are only requiring between 3.5-5% down. So that is pretty reasonable. Anyway, it's all exciting stuff! Make sure it has a good kitchen for your food blog pics!!


Cowboy_Ken said:
Here's another picture of Makita.

Those are 6"x6" timbers behind her for scaling purposes.

She is absolutely perfect!
 

pugsandkids

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Makita is 30lbs? Sounds like some proper hydration will get her to a substantial weight in no time!

Loans make my head hurt. It'll be a while before I have to do that again. Right now it's all about getting Ethann to college!
 

sibi

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Cowboy, can you take a pic of the water bin that Makita drank from? The shed will be in full operation in about a week. I'm not sure how I can get water for my sulkies without them tipping it over.

Btw, there use to be much more chatting 6 months ago. Now, I could be gone for weeks and only have a couple of pages to read to catch up. Has anyone noticed that too?
 

Cowboy_Ken

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For the water basins, I have them all inlayed in the ground. Typically, the soil I remove I use as a sort of ramp/lip around the perimeter to avoid too much of a high centering point. Then I place crushed rock in the bottom of the basin. I'll happily take pictures tomorrow for you.
I think, due in part to the season, fewer people are on chat. I concur with you though. I'll pop on while having a smoke at work, hoping for distraction, and no one will be on.


And now I've got to go to bed. Night!!!
 

sibi

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I've noticed that this forum seems to have been created to accommodate mainly the mid-west and western states. Don't know if it's because it started in California or some other reason, but when someone on the east coast posts after 9 p.m. (pacific time) very few posts are answered and when it gets even later, we don't even have moderators. Why is that? Jacqui, do you know? We have people from Europe and Asia as members who get on when most from the US are sleeping. Shouldn't we make accommodations for those members too? This would make me very happy because i often get on late at night and i don't get too many people on at those hours.
 

RosieRedfoot

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I'm in the Southeast and am up fairly late, but have noticed the forum slowing some.

Yeah, loans and bank fine print jargon is enough to make any brain hurt after a while. One of the local credit unions does offer a 3% loan if you have a 700+ credit score, which we both do, but still just pricing out options and all that. I think the USDA cap here is low at like 50k since the average income here is 43k or so.

But enough number rambling for tonight.

I swear, our dogs are trying to drive us crazy. Ellie absolutely refuses to go outside when it's raining and has started walking down about 2-4 steps and peeing on the stairs, so then the boys (really just Prince I think) feel the need to pee on the deck and stairs too. So now we have to go out there and stand with a squirt bottle at the top of the stairs and squirt her when she squats mid-stairs. She hates the water and gives us a scowl. We have showed her where to pee so many times and reward her when she does go there, but she's such a brat when it rains.
 

sibi

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Well, my dog goes on pads in my dinning room. I use to walk him two or three times a day, but I've been so sick or in so much pain that I just let him go on the pads. But lately, he's been peeing on my dinning room leg chairs and off the pads. I'm constantly cleaning the tile floors. And we've barred him from half the house because he's been trying to mark every room. My hubby has a fit when he goes in our bedroom and there's a puddle of ****. I inherited the dog from a friend. For 6 years, the dog would pee and go in various parts of her home. My friend had cancer and was too sick to walk the dog for years. He a smart dog, and will go outside if I'd take him, but he'd still pee inside. Oh yeah, when it rains, he won't go out at all. I would have to pick him up and drag his *** outside, but he won't do his business. Oh well, i love him anyway.
 

Kerryann

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My schnauzer Ozzie sometimes pees inside pic we leave him for a really long time. He's old and we think he just can't hold it anymore like he once could. We don't allow our dogs anywhere with carpet while we are out. Ozzie would pee in sneaky spots he thought we wouldn't find when he was allowed in the captured areas. Now he knows he will be caught and punished so he doesn't do it very often. Cici, my lab has only pottied in the house if she is really sick. Cici pukes a lot though because of her allergies.
 

Jacqui

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sibi said:
I've noticed that this forum seems to have been created to accommodate mainly the mid-west and western states. Don't know if it's because it started in California or some other reason, but when someone on the east coast posts after 9 p.m. (pacific time) very few posts are answered and when it gets even later, we don't even have moderators. Why is that? Jacqui, do you know? We have people from Europe and Asia as members who get on when most from the US are sleeping. Shouldn't we make accommodations for those members too? This would make me very happy because i often get on late at night and i don't get too many people on at those hours.

While we don't currently have any Mods from outside the USA, we do have them from across the states. Most of our membership is also from the USA. We did have one from the UK who was on our "How about this person" list when we added our last round of Mods, so its not something we are ignoring. When picking Mods, we also think about who we see on all the time or at odd hours. Keep in mind things in our (the Mods) life change too, so we may be seasonally on more or like if things are busy I might get on in the middle of my night to make sure things are okay in here. David was one who was on at such odd times and then he got sick. :(
 

RosieRedfoot

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My one dog Dante has only had one accident other than two storm anxiety moments in the 4 years I've had him. He will hold it for 20+ hours if need be but the other two dogs just go whenever/wherever.

Today I'm attempting to render out pork fat to make real lard for (eventual) tamales from scratch.

Still not sure what I'm making for dinner tonight though, lol.
 

jaizei

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sibi said:
I've noticed that this forum seems to have been created to accommodate mainly the mid-west and western states. Don't know if it's because it started in California or some other reason, but when someone on the east coast posts after 9 p.m. (pacific time) very few posts are answered and when it gets even later, we don't even have moderators. Why is that? Jacqui, do you know? We have people from Europe and Asia as members who get on when most from the US are sleeping. Shouldn't we make accommodations for those members too? This would make me very happy because i often get on late at night and i don't get too many people on at those hours.

I am curious as to what accommodations you think could be made. I don't know that there's a way to entice people to post at a particular time.
 
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